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Privacy Policy

 

At MCA360 Life Solutions ("we," "us," or "our"), managed by a licensed California insurance agent — California License No. 4182208 — NPN National Producer Number 20188055 — we are committed to protecting your privacy in compliance with the California Consumer Privacy Act (CCPA), the California Insurance Code, and other applicable laws. This Privacy Policy explains how we collect, use, disclose, and safeguard your personal information when you visit www.mca360lifesolutions.com (the "Website") or use our services. By using the Website, you consent to the practices described in this policy.  


 

Information We Collect

 

  • Personal Information: We may collect personal information such as your name, address, email address, and phone number for our website use. We will collect your date of birth, financial information, Social Security number, and other details required to provide insurance quotes, to process applications, or respond to inquiries, as permitted by California law.

  • Non-Personal Information: We may collect non-identifiable information, such as browser type, IP address, and website usage data, to improve our services and user experience.

  • Cookies: We use cookies and similar technologies to enhance your experience, analyze usage, and deliver personalized content. You can manage cookie preferences through your browser settings. We provide notice and choice regarding cookies as required by the CCPA.

 

How We Use Your Information

 

  • To provide insurance quotes and facilitate applications for insurance products, including life, accident, health, and disability policies.

  • To communicate with you about your inquiries, policies, or account.

  • To improve our Website, services, and customer experience.

  • To comply with legal obligations, including California Insurance Code requirements and CDI regulations.

  • For marketing purposes, such as sending promotional offers, with your consent, where required by the CCPA.

 

Sharing Your Information

 

  • We may share your personal information with:

    • Licensed insurance carriers and partners will process your insurance applications or quotes, as California law permits.

    • Service providers who assist with Website operations, data analysis, or marketing, bound by confidentiality agreements and CCPA-compliant data protection obligations.

    • Legal authorities, if required by law (e.g., California Department of Insurance or law enforcement), or to protect our legal rights.

  • We do not sell your personal information to third parties for their own marketing purposes, in compliance with the CCPA.

 

Data Security

 

  • We implement reasonable security measures to protect your personal information from unauthorized access, use, or disclosure, as required by California’s data breach laws.

  • In the event of a data breach, we will notify affected California residents as required by law.

  • No method of transmission over the internet is 100% secure, and we cannot guarantee absolute security.

 

Your Rights Under the CCPA

 

  • As a California resident, you have the right to:

    • Know: Request disclosure of the personal information we collect, use, or share.

    • Delete: Request deletion of your personal information, subject to certain exceptions.

    • Opt-Out: Opt out of the sale of your personal information (note: we do not sell your data).

    • Non-Discrimination: We will not discriminate against you for exercising your CCPA rights.

  • To exercise these rights, please contact us at mca360lifesolutions.info@gmail.com or 310-415-8132 or submit a request through our Website. We will verify your identity and respond within 45 days, as required by the CCPA.

  • You may opt out of marketing communications by following the unsubscribe instructions in our emails or contacting us.

 

Third-Party Links

 

  • The Website may contain links to third-party websites. We are not responsible for the privacy practices or content of these sites. Please review their privacy policies before providing personal information.

 

Children’s Privacy

 

  • The Website is not intended for individuals under the age of 18. We do not knowingly collect personal information from children, in compliance with the Children’s Online Privacy Protection Act (COPPA) and California law.

 

Changes to This Policy​

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  • We may update this Privacy Policy to reflect changes in our practices or legal requirements, including CCPA updates. Changes will be posted on this page with an updated "Last Updated" date. Your continued use of the Website constitutes acceptance of the revised policy.

 

Contact Us

 

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Last Updated: June 23, 2025


 

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CDI
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